{"id":26457,"date":"2026-06-25T12:49:38","date_gmt":"2026-06-25T07:19:38","guid":{"rendered":"https:\/\/banitoday.com\/itr-filing-fy-2025-26-old-vs-new-income-tax-regime-how-salaried-taxpayers-can-lower-tax-outgo\/"},"modified":"2026-06-25T12:49:38","modified_gmt":"2026-06-25T07:19:38","slug":"itr-filing-fy-2025-26-old-vs-new-income-tax-regime-how-salaried-taxpayers-can-lower-tax-outgo","status":"publish","type":"post","link":"https:\/\/banitoday.com\/hi\/itr-filing-fy-2025-26-old-vs-new-income-tax-regime-how-salaried-taxpayers-can-lower-tax-outgo\/","title":{"rendered":"ITR filing FY 2025-26: Old vs new income tax regime – how salaried taxpayers can lower tax outgo"},"content":{"rendered":"


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Before making a choice, be informed of the tax slabs and also how the math to deciding the correct tax regime works: (AI image)<\/span><\/div>\n<\/section>\n<\/div><\/div>\n<\/div>\n

ITR filing FY 2025-26<\/span>: <\/span>Before filing your income tax return for FY 2025-26 (Assessment Year 2026-27), it\u2019s important to know which tax regime will result in lower tax outgo – new or old?While the government has made the new tax regime as the default regime, taxpayers should avoid a one-size-fits-all approach, say experts. The optimal choice depends on factors such as income levels and the available exemptions and deductions.The two regimes differ fundamentally in structure. The new tax regime offers lower slab rates but largely eliminates exemptions and deductions. The old tax regime, in contrast, allows taxpayers to claim a range of benefits, including House Rent Allowance (HRA), deductions under Section 80C, health insurance premiums under Section 80D, and housing loan benefits.Also Read | ITR filing: How to pay zero tax under new and old tax regime – know all about Section 87A rebate<\/a>Before making a choice, be informed of the tax slabs and also how the math to deciding the correct tax regime works:<\/span><\/p>\n

Latest Income Tax Slabs FY 2025-26<\/keyword>:<\/h2>\n<\/p>\n

Let\u2019s first take a look at the income tax slabs for FY 2025-26 under both the new and old income tax regimes:<\/span>New regime<\/span><\/p>\n

\n\n\n\n<\/colgroup>\n\n\n\n\n\n\n\n\n\n
Income Tax Slab<\/td>\nIncome Tax Rate<\/td>\n<\/tr>\n
0-4 lakh<\/td>\nNil<\/td>\n<\/tr>\n
4-8 lakh<\/td>\n5%<\/td>\n<\/tr>\n
8-12 lakh<\/td>\n10%<\/td>\n<\/tr>\n
12-16 lakh<\/td>\n15%<\/td>\n<\/tr>\n
16-20 lakh<\/td>\n20%<\/td>\n<\/tr>\n
20-24 lakh<\/td>\n25%<\/td>\n<\/tr>\n
Above 24 lakh<\/td>\n30%<\/td>\n<\/tr>\n<\/tbody>\n\n\n\n\n<\/table>\n<\/div>\n

Old regime<\/span><\/p>\n

\n\n\n\n<\/colgroup>\n\n\n\n\n\n\n
Income Tax Slab<\/td>\nIncome Tax Rate<\/td>\n<\/tr>\n
0-2.5 lakh<\/td>\nNil<\/td>\n<\/tr>\n
2.5-5 lakh<\/td>\n5%<\/td>\n<\/tr>\n
5-10 lakh<\/td>\n20%<\/td>\n<\/tr>\n
Above 10 lakh<\/td>\n30%<\/td>\n<\/tr>\n<\/tbody>\n\n\n\n\n<\/table>\n<\/div>\n

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